Financial Options

At COFS, we make every effort to provide you with the finest care and the most convenient financial options.  To accomplish this we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures.  Please bring your medical and dental insurance information with you to the consultation so that we can verify your benefits, provide you with an estimate and expedite reimbursement.  The doctors of COFS participate with many insurance carriers both dental and medical.  Many oral surgical procedures can be submitted to medical insurance for payment of fees.  As a participating provider for these insurance companies, we provide considerable cost savings to our patients as they obtain in-network fees.

CareCredit logo | Virginia Oral Surgeons | Commonwealth Oral & Facial SurgeryFor those patients that do not have coverage for the treatment being given, we do accept cash, checks, Visa, MasterCard, Discover, and American Express.  You may also pay your bill online here: WorldPay. We do offer a monthly payment option which requires half down and allows the balance on the account to be spread over a three month period after the initial down payment is made at the time of service.  If you need longer than three months to make payments you will need to apply for Care Credit. Care Credit is a medical/dental credit card that allows you to use this card not only for our services but with many other providers. Application and approval for this financing is in accordance with Care Credit’s terms and conditions. For more information on Care Credit, please call our office or visit their website

If you have any questions, please contact one of our Billing team members. They are well informed and up-to-date:
(804) 354-1601 or email us at billing&[email protected].

We are pleased to announce that we are participating providers with the following insurances:

We participate with the following Medical Insurance Companies:

  • Aetna HMO/PPO
  • Anthem, HealthKeepers, Blue Cross Blue Shield PPO and FEP plans
  • Medicare

The following is a list of Dental Insurance Companies that we participate with:

  • Aetna PPO
    • Assurant Dental (when benefits are administered through Aetna)
  • Ameritas
    • Principal (when benefits are administered through Ameritas)
  • Anthem and BlueCross Blue Shield for most all states
  • Cigna
  • Delta Dental PPO (all plans except for Delta Care)
  • MetLife
  • WellPoint Dental

We also participate with Dentemax and GEHA/Connection Dental. These companies administer benefits for many other insurance companies. If your dental plan is administered with these two companies or you see the Dentemax or Connection Dental logo on your card, we do participate.

Some of the popular insurance companies that we participate with through the Dentemax network are as follows:

  • Companion Life
  • Guardian
  • Humana
  • Lincoln Financial
  • Mutual of Omaha

A couple of the major plans that are administered through GEHA/Connection Dental are:

  • Dominion Dental
  • United Healthcare